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Large or established businesses often have top level management and policies guided by a board of directors. But boards exist all around us and not just in a corporate setting. In each case, individual board members can be held liable for their actions or the actions of the board of directors and subject to lawsuits.
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If you're a business owner, you need insurance. But how much and what type can vary greatly depending on your type of business, resources, assets and specific needs. So what should you consider before purchasing a business policy? Here are some risks and coverages you will want to take into account as you work with Mitchell Insurance, Inc. to find the right plan for you.

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One of the questions that we get asked from time-to-time involve running Background Checks for new employees.This topic is a actually a legal / HR issue outside of the insurance area and, as such, we can't give clients any legal or business guidance.At the same time; some of our insurance companies provide resources to clients in this area and we'd like to make those resources available to our clients.I have researched some of these resources and compiled the following list that I hope you might find helpful:
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What does it mean to age in a healthful way? Although it's different for each person, healthy aging is about maintaining a high quality of life at every stage, and cultivating habits that allow you to continue to enjoy your life and do the things you love to do. And while aging is inevitable, aging well is a choice.

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A survey of 422 businesses in May and June of 2006* indicated that, for 89% of the participants, at least one new law suit was filed in the prior year. Lawsuits brought by employees, both current and former, has been a litigation growth area in the recent past. And prospective employees who feel they were wrongfully passed over for an employment opportunity are also more likely than ever to bring suit.
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