Keystone Insurers Group is committed to delivering competitive life insurance solutions for Term, Universal and Whole Life insurance.
As an independent agent, we don't work for an insurance carrier - we work for you! With the scope of carriers we represent, our mission is to find the best product and plan design for your individual goals and budget.
You have many choices in choosing where to purchase life insurance. What separates Keystone Insurers Group is our commitment to client advocacy - we are very involved in shopping your medical case file and working with underwriting teams to obtain the best risk class available. We also with your doctor to write a letter on your behalf in pursuit of the lowest premium!
Whether you are seeking low-cost term coverage or would like to accumulate funds for retirement income and other purposes, Keystone Insurers Group is your one source solution to find the coverage you need!
Term insurance may be appropriate for people who need solid financial protection for specified periods of time or "term." This "no frills" life insurance does not accumulate cash value, so it can be offered to you at rates typically lower than universal or whole life insurance. The lower premiums enable you to buy higher levels of coverage when your need for this type of protection is often greatest. Term insurance is a convenient and affordable means of providing solid protection for temporary needs your family may have during specific periods of time. Should you die during the term (typically 10, 15, 20 and 30 year increments) of the policy, the benefit amount you select is paid to your beneficiaries.
Term insurance may be used for:
Or, use term insurance for any other time-specific financial security need that may arise.
Universal Life
Universal life insurance is permanent insurance that provides lifetime protection and cash value accumulation potential. Changes will happen over the course of your life and universal life insurance can offer you the opportunity to change with it. This product's flexible design allows you to customize the timing and amount of premium payments to meet your needs now and in the future.
Whole Life
A form of permanent life insurance, whole life insurance features guaranteed premiums, death benefits, and cash value. Whole life insurance policies also give you the potential to receive dividends, which can increase the value of the policy when the insured is living or provide an increased death benefit for your beneficiaries. Contact us today to learn more about how whole life can help you achieve your financial goals!
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Our Life Insurance Carriers
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