Business Insurance

There are unique and potentially devastating risks and challenges associated with every business, project, and new venture. How do you become the forward-thinking business manager who incorporates strategic plans to protect your personnel, property, finances, and future?

By discovering, identifying, and treating hazards through risk avoidance, transfer, retention and control, your risk management strategy moves beyond insurance and becomes a more comprehensive treatment of your overall cost of risk.

Not your typical insurance broker

Typically, an insurance agent or broker will shop your insurance needs for the best price they can get from a core group of insurance carriers. Our radically different approach is to use insurance as the last resort in the risk management process.

How do we do that?

Put simply, it takes time, understanding and discovering land mines, i.e. risks that lie buried in your path that have potentially catastrophic results; identifying and presenting alternative solutions; and assisting you in developing and implementing those alternative strategies. We will conduct an exposure analysis to learn about you, your business, your industry, and your goals. Then we analyze areas where you may be at risk and determine the best way to control, transfer, retain, avoid, or insure those risks. Insurance is something you need to have, but never want to use, because that means you have already had a claim or a loss. Amid that crisis and chaos is not the time you want to find out your coverage isn't adequate, that you've accepted liability outside your coverage limits, or that you could have avoided the loss or claim altogether. We want to help you take steps to protect your business before a claim or loss occurs and to make sure you have the protection you need.

Our goal is to be your trusted partner in managing and insuring against your total cost of risk.

Complete insurance programs for business property, auto and liability

Mitchell Insurance, Inc. has relationships with multiple, top-rated insurance companies. So whether your business needs a basic Business Owners Policy (BOP) or a more complex program including commercial property, umbrella liability, business auto, or specialty insurance protection, we can simplify the process for you. We help businesses recognize what they have at risk, then we propose effective, economical programs to manage that risk.